Use the equity in your home for any reason – from debt consolidation to home improvements to a long needed vacation from home. Its up to you, apply right now to take advantage of today’s low rates. In the current market of interest rates however, carefully consider the benefits of a cash out refinance over that of a HELOC. HELOCs are adjustable rate loans and can be called due much easier than a standard cash out refinance. Reach out to our team to help you decide the best option for your situation.